Archive | July, 2016

Hot Tub

25 Jul

There are three pools: a 25 yard pool for lap swimming; a warm, therapeutic pool for exercise classes and physical therapy; and an eight-person hot tub.  Each pool is separated from the others by a glass wall.  Lifeguards are assigned to the pool for lap swimming and the therapeutic pool.

In the hot tub room, warnings abound:

  • Use at your own risk. No lifeguard assigned.
  • No one under the age of 18 may use the hot tub.
  • If you have a medical condition, don’t use the hot tub.
  • Limit your time in the hot tub to 15 minutes.
  • No lewd or lascivious behavior.
  • Keep your hands to yourself.
  • Appropriate attire required.

As I was finishing my laps, a woman came over and dove into the lap pool.  Before beginning to swim laps, one of her acquaintances mentioned that she appeared extremely flushed; whereupon, she stated that she had been talking to a friend in the hot tub for an hour and a half.  When it was suggested that she wait a bit before commencing her lap swimming since she had greatly exceeded the recommended time in the hot tub, she turned to the lifeguard and screamed, “Hey, Lifeguard.  YOU let me sit in the hot tub for an hour and a half! “

So much for accepting responsibility for one’s own actions.


16 Jul

“A recent survey found that nearly 70% of charities expect to raise more money in 2016 than they did last year” (G. Vargo, personal communication, June 20, 2016).

I continue to be dumbfounded that charities routinely send me:

  • Gardening gloves
  • Address labels
  • Wrapping paper
  • Calendars
  • Day planners
  • Pens
  • T-Shirts
  • Greeting cards
  • Stickers
  • Gift labels
  • Holiday cards
  • Socks


I do appreciate the gifts since all of these things were unsolicited and arrived through the U.S. Mail, but why do you do this?  Aren’t there better ways to invest charitable contributions?

However, charities do have an interesting marketing strategy.  About a month after receiving my “gift,” I receive what appears to be an invoice for the item.  Why?


I once had an elderly client who was considering bankruptcy.  We worked through her monthly expenses.  We got through the regular expenses (food, shelter, utilities, etc.) without difficulty.  When asked about any other monthly expenses, the client produced a stack of “invoices” from charities and indicated that roughly two hundred dollars a month went to pay these bills.  We were able to avoid a bankruptcy with a little financial counseling.

Is this ethical?